Legal · Terms

Terms of Service

Effective July 2, 2026

These Terms of Service (“Terms”) govern your access to and use of composite.fyi and the alert publication service operated under the name lvls (“lvls,” “we,” “us,” or “our”). They include important disclaimers and limits of liability — read them. By using the site or the service, you agree to these Terms.

1. Agreement to these Terms

By accessing composite.fyi, joining the waitlist, creating an account, or paying for a subscription, you agree to be bound by these Terms, by the Privacy Policy, by the Risk Disclosure, and by the Billing & Refunds document. If you do not agree, do not use the service.

2. Eligibility

You must be at least 18 years old and capable of forming a binding contract to use the service. You must also be permitted by the law of your jurisdiction to receive informational content about futures and equities trading; some jurisdictions restrict who may receive such content. By using the service you represent that you meet these requirements.

3. What lvls is — and what it is not

lvls publishes mechanical trading alerts. The engine evaluates pre-registered hard boolean gates on a fixed loop; an alert exists only when every gate reads go, and every non-firing interval is journaled with the gate that stood the engine down. The engine currently defines two lanes:

  • Wall Reject MNQ futures. Fades MNQ at 0DTE QQQ gamma walls, only when dealers are long gamma. One mechanism — nine hard boolean gates, all of which must read go before an alert exists.
  • Sweep-Cluster Ignition Single-name stocks. Momentum after clusters of $1M+ same-direction institutional options sweeps. Same constitution: hard boolean gates, a one-minute loop, nothing fires unless every gate reads go.

Impersonal publication. Every alert lvlspublishes is an impersonal publication: it is generated mechanically by the gates described above, it is delivered to all subscribers identically and simultaneously, and it is not tailored to — and does not take into account — any subscriber’s financial situation, objectives, portfolio, or risk tolerance. No part of the service is individualized advice, and no communication from us should be read as a recommendation directed at you personally. The engine fires; whether you trade is your decision alone.

lvls is not a broker, not a broker-dealer, not an investment adviser, not a financial planner, and not a fiduciary. lvls is not registered with the U.S. Commodity Futures Trading Commission (CFTC), the National Futures Association (NFA), the U.S. Securities and Exchange Commission (SEC), or the Financial Industry Regulatory Authority (FINRA), or with any analogous regulator in any other jurisdiction. The engine has no order-placing code path, holds no customer funds, and has no access to any brokerage account.

4. Accounts

Some features require an account. When you create an account you agree to provide accurate, current information and to keep it up to date. You are responsible for safeguarding access to your account — including any third-party account (such as Discord) you connect — and for all activity that occurs under it. We may suspend or terminate accounts that we reasonably believe are in breach of these Terms.

5. Subscriptions, billing, and cancellation

Checkout is currently closed. It opens only when a lane clears its pre-registered graduation gate: GRADUATE at 100 fires only at a cost-adjusted mean of +0.10R or better. Checkout stays closed until then. The companion rule is equally binding: KILL at 40 fires if unprofitable after modeled costs. No appeals, no tuning-and-rerunning.

While checkout is closed, the only commercial action available is the waitlist. Joining takes an email address only — no card, no charge, no obligation — and locks the founding rate of $49/month for when, and only if, a lane graduates. A free tier — the delayed journal and stand-down feed — requires no payment and no waitlist position.

When checkout opens, the following terms apply:

  • Subscriptions are billed monthly in U.S. dollars, processed by Stripe, and renew automatically at the end of each billing period until you cancel.
  • The standard rate after graduation is $89/month. Waitlist members subscribe at the founding rate of $49/month.
  • The founding rate stays locked while you remain continuously subscribed. If your subscription lapses or you cancel, the lock ends and rejoining is at the then-current standard rate.
  • Cancel anytime — one click from your account page, no email required, no retention flow. Cancellation takes effect at the end of the current billing period.
  • No refunds except where required by applicable law. The Billing & Refunds document governs billing specifics and controls if it conflicts with this section.
  • We may change prices on prospective renewals with reasonable advance notice; a new price takes effect at your next billing date and you can cancel before it applies. The founding-rate lock is not subject to general price increases while you remain continuously subscribed.

Pre-registered evaluation criteria — not a performance claim, projection, or promise of results. Risk Disclosure.

6. Service availability

We aim for high availability but do not guarantee that the service will be uninterrupted, error-free, or available at any particular time, and we offer no service-level agreement (SLA). The service depends on third-party infrastructure outside our control — Discord, Stripe, our hosting provider, market-data feeds, and the public internet. We are not liable for missed, delayed, or undelivered alerts, including alerts you did not receive because of a misconfigured Discord webhook URL, channel-permission problems, rate limiting by Discord, or any other third-party cause. The engine also stands itself down by design whenever any gate reads no-go; a period without alerts is normal operation, not an outage.

7. Financial and trading disclaimer

This section governs — read it carefully

The Risk Disclosure is the governing risk document for the service. If anything in these Terms or elsewhere on the site conflicts with the Risk Disclosure or with this section, the Risk Disclosure and this section control.

Alerts are informational publications only and are not financial, investment, legal, tax, or accounting advice. They are not recommendations or solicitations to buy, sell, or hold any instrument.

Trading futures, including the MNQ contract, involves substantial risk of loss and is not suitable for every person. You can lose more than your initial deposit. Leverage works both ways. Trading single-name stocks also involves substantial risk of loss, including rapid moves against a position and the loss of your entire investment. There is no guarantee that any lane will achieve its objectives, generate profits, or avoid losses.

lvls makes no win-rate, accuracy, or performance claims — anywhere. No figure published on the site, in the journal, or in any alert is a track record or a prediction. The only R value published anywhere is the pre-registered graduation threshold of +0.10R — an evaluation bar the engine must clear, not a result it has achieved. Past results, where any are ever described, do not guarantee future results.

You alone are responsible for every trading decision. lvls does not place orders — the engine has no order-placing code path — does not have access to your brokerage account, and is not a counterparty to any trade. Whether and how you act on any alert — sizing, entry, stop, target, exit, or not acting at all — is entirely your decision and entirely your risk. Consult a qualified professional before making financial decisions.

8. Acceptable use

You agree that you will:

  • Use the service only for your own personal, non-commercial use, and comply with all laws that apply to you — including securities, derivatives, and tax laws.
  • Not share, resell, redistribute, or rebroadcast alerts to any third party — paid or unpaid — including in other Discord servers, group chats, social media, or paid content.
  • Not point your Discord webhook URL at a server, channel, or audience that is not yours to control.

You agree that you will not, and will not permit anyone to:

  • Use the service for fraud, deception, harassment, or any illegal activity.
  • Reverse-engineer, decompile, disassemble, or attempt to derive the source code of the engine or any component of the service.
  • Scrape, crawl, or harvest content from the site, the journal, alerts, or any API endpoint.
  • Use automated means to access the service in a way that degrades it or circumvents rate limits, access controls, or security measures.
  • Probe, scan, or test the vulnerability of the service except through a coordinated, written report sent to hey@composite.fyi.
  • Impersonate anyone, misrepresent an affiliation with lvls, or purport to speak for lvls.
  • Use the service to develop, train, or evaluate a competing product, including any AI/ML model or alert service.

9. Intellectual property

The service — including the engine, the gate definitions, the journal formats, the website code, the brand, copywriting, and design — is owned by lvls or its licensors and is protected by applicable intellectual-property laws. Subject to these Terms, we grant you a personal, non-exclusive, non-transferable, non-sublicensable, revocable license to access and use the service for your own personal use while your access is active. No other rights are granted by implication, estoppel, or otherwise. You may not copy, modify, distribute, sell, lease, or create derivative works of any part of the service.

10. Your content

You may provide content to us in limited ways — an optional free-text note on the waitlist form, a Discord webhook URL you paste into your account settings, or a support message you email us. You retain ownership of anything you provide. You grant lvls a limited, worldwide, royalty-free license to use that content solely to operate the service for you — for example, posting alerts to the webhook URL you provided, or reading a support email so we can reply to it.

11. Third-party services

The service relies on third-party platforms, including Discord (alert delivery), Stripe (billing, when checkout opens), Supabase (authentication and database), Vercel (hosting), and the broker, exchange, and market-data systems you may use on your own. Your use of those platforms is governed by their own terms and privacy policies. We are not responsible for any act, omission, downtime, or failure of any third-party service.

12. Disclaimers (no warranty)

THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, WE DISCLAIM ALL WARRANTIES, INCLUDING WITHOUT LIMITATION ANY IMPLIED WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, ACCURACY, COMPLETENESS, OR UNINTERRUPTED OPERATION. WE DO NOT WARRANT THAT THE SERVICE WILL MEET YOUR REQUIREMENTS, THAT ALERTS WILL BE TIMELY OR DELIVERED, OR THAT THE SERVICE WILL BE ERROR-FREE OR SECURE.

13. Limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT WILL WE BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES — INCLUDING ANY LOSS OF PROFITS OR REVENUE, LOSS OF DATA, LOSS OF GOODWILL, OR TRADING LOSSES — WHETHER IN CONTRACT, TORT, STATUTE, OR OTHERWISE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

OUR AGGREGATE LIABILITY FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE SERVICE WILL NOT EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID US IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR (B) ONE HUNDRED U.S. DOLLARS ($100). Some jurisdictions do not allow the exclusion or limitation of certain damages; in those jurisdictions our liability is limited to the smallest extent permitted by law.

14. Indemnification

You agree to defend, indemnify, and hold harmless lvls from and against any claims, liabilities, damages, losses, and expenses (including reasonable legal fees) arising out of or in any way connected with (a) your use of the service, (b) your breach of these Terms, (c) any content or information you provide to us, or (d) any trading decision you make, including any losses resulting from acting or failing to act on any alert.

15. Termination

You can stop using the service and cancel any subscription at any time. We can suspend or terminate your access — in whole or in part — for any reason, including breach of these Terms, with reasonable notice where practical. On termination, your right to use the service ends immediately. Sections that by their nature should survive termination — including the financial and trading disclaimer, intellectual-property terms, disclaimers, limitation of liability, indemnification, and governing-law terms — survive.

16. Governing law and dispute resolution

These Terms are governed by the laws of the United States, without regard to conflict-of-laws principles. Any dispute, claim, or controversy arising out of or relating to these Terms or the service will be brought exclusively in the courts of the United States, and you consent to the personal jurisdiction of those courts.

Informal resolution first. Before filing a claim, you agree to contact us in good faith at hey@composite.fyi and attempt to resolve the dispute informally for at least thirty (30) days.

17. Changes to these Terms

We may update these Terms from time to time. If we make material changes, we will update the effective date at the top of this page and, where reasonable, give notice through the service. Your continued use of the service after a change takes effect constitutes acceptance of the updated Terms. If you do not agree to a change, stop using the service and cancel any subscription.

18. Miscellaneous

  • Entire agreement.These Terms — together with the Privacy Policy, the Risk Disclosure, the Billing & Refunds document, and the Community Policy — are the entire agreement between you and lvls regarding the service and supersede any prior agreement.
  • Severability. If any provision is held unenforceable, the remaining provisions remain in full force.
  • No waiver. Our failure to enforce any provision is not a waiver of our right to enforce it later.
  • Assignment. You may not assign these Terms without our prior written consent. We may assign them in connection with a merger, acquisition, or sale of assets.
  • No agency. No agency, partnership, joint venture, or employment relationship is created between you and lvls by these Terms.
  • Notices. We may give notice by email, through the service, or by posting on the site. You may give notice to us at hey@composite.fyi.

19. Contact

Questions about these Terms? Email hey@composite.fyi.